About PKA
PKA Insurance Group is run by Pradeep Audho and Matthew Pedersen, two independent insurance brokers with decades of combined experience placing disability, life, and long-term care insurance for physicians, attorneys, and other high-income professionals across the country.
We help high-earning professionals protect the income and assets they've worked hard to build. As an independent brokerage, we specialize in disability and life insurance—shopping the entire market to find policies with the strongest protections, like true own-occupation definitions, rather than pushing a single carrier's product.
We work almost exclusively with four kinds of clients: physicians, dentists, attorneys, and other high-income professionals. Because we've seen the same needs and questions come up again and again within these fields, we know exactly where the fine print matters and where it doesn't.
From your first policy out of training to updates as your income and career evolve, we act as a long-term advisor—not a one-time salesperson.
Founder & Independent Broker
Massachusetts
Pradeep founded PKA Insurance Group in 2006 after building a career in insurance that started at MetLife and, before that, in the IT industry. For more than 25 years, his focus has been on disability and life insurance for clients in medicine, dentistry, law, and technology, the four professions where the income at risk is significant and the policies that protect it are unusually nuanced.
As an independent broker, Pradeep represents most of the top carriers in the industry, which is the only way to give clients genuinely unbiased advice on which policy actually fits their situation. He is licensed in all 50 states.
Credentials:
• 25+ years in insurance
• Founder of PKA Insurance Group (2006)
• Specializes in physicians, dentists, attorneys, and technology professionals
• California License #0H52103
• Licensed in all 50 states
Independent Broker
Minnesota
Matt has spent more than 17 years in the insurance industry, specializing in disability and life insurance throughout his career. Before joining PKA as an independent broker, he served as Director of Sales & Marketing for one of the top disability insurance agencies in the country. Before that, he was an Internal Wholesaler specializing in disability insurance at Principal Financial, where his job was educating financial professionals and their clients on how disability coverage actually works.
That progression, from teaching advisors to understand the importance of insurance and the policy options, to being a part of the team at a top disability agency, is what shapes the way Matt advises every client he takes on. Outside of work, he lives in Victoria, Minnesota with his wife, three boys, and the family Newfoundland.
Credentials:
• 17+ years in insurance
• Former Director of Sales & Marketing at a top U.S. disability insurance agency
• Former Internal Wholesaler, Disability Insurance, at Principal Financial
• California License #4189484
• Licensed in all 50 states
When you contact PKA, you are talking to Pradeep or Matt. Every quote, every review call, every follow-up question runs through the same two brokers from start to finish.
PKA is fully independent. We represent most of the major carriers in the industry, giving our clients access to a broad range of options without being tied to a single provider or captive relationship. We compare the carriers you qualify for and provide clear, personalized recommendations based on your needs, coverage, and budget—so you can feel confident you’re getting the right fit and the best value.
PKA is the recommended disability and life insurance broker for StudentLoanPlanner.com, BigLawInvestor.com and WealthMindedMD.com, three of the most-cited independent resources for physicians, attorneys, and other high-income professionals navigating major financial decisions.
Most of our clients come to us the same way: a recommendation from someone they trust, followed by a conversation about whether we’re the right fit.
A free call with a real broker, either Pradeep or Matt. No scripts, no junior reps, no pressure to move faster than you want to.
