“We are independent brokers representing multiple insurance companies offering Life Insurance, Disability Insurance, Long Term Care and Employee Benefits. Our independence allows us to scan the marketplace for the best value for your dollars, while keeping your needs, goals and personal preferences our top priority. We will explain your options and help you decide which makes the most sense for your individual situation. Contact us at any time. We are very flexible and can meet in person, via phone or webinar. We look forward to working with you.” – PKA

01Mar 2012

Selecting life insurance beneficiaries is a very important decision. In general, life insurance policies allow you to select one or more people, a trust, a charity, or your estate as beneficiaries. Below are a few things that you should consider when making this decision.

23May 2015

Business Use of Life Insurance Businesses use life insurance in a variety of important ways. For example, life insurance is the preferred method of funding buy-sell agreements.

23May 2015

Protect Yourself against Identity Theft Whether they’re snatching your purse, diving into your dumpster, stealing your mail, or hacking into your computer, they’re out to get you. Who are they? Identity thieves.

23May 2015

Like most people, you probably don’t expect to become disabled. However, you are three times more likely to become disabled due to illness or injury than to die during your earning years. (Source: 1985 Commissioner’s Individual Disability Table A.) That’s why it’s important to know what disability benefits you may be entitled to under Social […]

12Jun 2015

Have you been contributing money to a retirement plan?  If yes, then you are doing a great job. You’re on the way to meeting your retirement goals.  Have you ever thought about what would happen to your retirement contributions if you became disabled?  You will most likely not have any earned income to contribute to […]

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